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Government scheme: This government scheme is amazing, you will become a millionaire by depositing 12 thousand rupees every month..

Shikha Saxena March 30, 2025 04:15 PM

When it comes to saving your earnings, people often invest their money in a place where you get good returns. When it comes to good and good returns, the stock market comes first. There is a return in the stock market, but the risk is very high. Currently, there is a sell-off going on in the stock market. The market has been going down for the last 5 months.

In such a situation, there are government schemes like PPF, where investors are getting fixed returns. The market fluctuations do not affect their deposited money. Let us tell you how much money you can save in 25 years by depositing 3 thousand, 6 thousand, and 12 thousand rupees per month under this scheme. How much interest is available in this and when can you withdraw your money?

Funds on depositing Rs 3000

If you deposit Rs 3,000 every month in the PPF account, then Rs 36,000 will be deposited in a year and similarly, you will deposit Rs 9 lakh in 25 years. Since the government gives 7.1 percent interest on PPF annually. On this basis, the total estimated interest on the deposit will be Rs 15,73,924 lakh. Overall, you will save Rs 24,73,924 lakh by depositing Rs 3,000 every month for 25 years.

Funds on depositing Rs 6,000

At the same time, if you deposit Rs 6,000 every month in this scheme for 25 years, then you will deposit Rs 18 lakh, and the total estimated interest on it will be Rs 31,47,847. If the total deposit amount and interest are added, you will save a total of Rs 49,47,847 in 25 years.

This is how you can create a fund of up to Rs 1 crore.

By depositing Rs 6,000 every month in PPF for 25 years, you will save around Rs 50 lakh. On the other hand, if you deposit Rs 12,000 per month, you will have a fund of around Rs 1 crore. At the rate of Rs 12,000, your total investment amount in 25 years will be Rs 36,00,000. The estimated interest earned during this period will be Rs 62,95,694 and the total investment will be around Rs 98,95,694.

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