Earlier a debit card was required to set a UPI PIN. Now you can create a PIN with the help of Aadhaar card also.

New Delhi: If you also use Unified Payment Interface (UPI), then you must change your UPI PIN from time to time. This reduces the possibility of fraud. UPI PIN can be changed through debit card and also without debit card. However, for this you must have an Aadhaar card. Earlier it was mandatory to have a debit card to change or set UPI PIN, but now the National Payment Corporation of India (NPCI) has given the facility to set UPI PIN with the help of Aadhaar. So that more and more customers can take advantage of UPI payment system without any hassle.

How to set UPI PIN through Aadhaar card
To set UPI PIN through Aadhaar card, your mobile number should be linked to your Aadhaar card. Along with this, your mobile number should also be registered with your bank. If the same mobile number is not registered with the bank or Aadhaar card, then you will not be able to take advantage of this facility.

• First of all you have to go to the UPI app and add the details of your bank account.
• After this choose the option to set UPI PIN for your bank account.
• After this you will see two options. First is debit card and second is Aadhaar OTP.
• You will have to choose the option to set UPI PIN through Aadhaar OTP and give consent.
• After this, validate and confirm your Aadhaar number by entering the first six digits of your Aadhaar number.
• After this, a one-time password (OTP) will be sent to the mobile number registered with your bank account, which you will have to enter and verify.
• After this you will get the option to set a new UPI PIN. In this way you can set UPI PIN even without a debit card.